A group of major Churches is promoting access to responsible credit and savings with the launch of the Churches Mutual Credit Union Ltd. (CMCU). The Archbishop of Canterbury, the Most Rev Justin Welby, joined the Moderator of the General Assembly of the Church of Scotland, the Rt Rev John Chalmers and the President of the Methodist Conference, The Rev Ken Howcroft, at Church House in London, to celebrate their churches' collaboration in forming the flagship credit union. The CMCU, which also includes the Scottish Episcopal Church, and the Church in Wales, will offer a range of savings and loan products.  Fairness will be at the heart of the CMCU's values.  Initially members will be able to invest in the 'Founder Member's Bond' with ordinary savers accounts and loans becoming available in March.  In due course CMCU will offer ISA savings accounts.