Financial stress has increased to 44% of the households in New South Wales as people spend more than they earn, according to a Wesley Mission report launched in Sydney. Almost four in ten or 1,022,010 households are now technically insolvent. Politicians of all persuasions draw the analogy between government and household spending and the need to balance the budget. Households are not balancing their budgets and the burden of debt is increasingly shifting from the public to the private sphere. The evidence from the Wesley Report suggests, ‘Financial hardship and financial anxiety are impacting the health, safety and wellbeing of individuals and their families.’