Wages are rising and unemployment rates are at their lowest for more than 40 years, so these should be boom times for young people. However, rising rents, bills and living expenses mean that one in five aged 25-34 will spend over 60% of their pay on payday. A further 3% find themselves in the red. Meanwhile, house prices in England have risen by 173% over the last 20 years, and around a quarter of 20-34-year-olds still live with their parents - with slim chances of owning a home any time soon. Those living in rented accommodation find high rents eating up income, making it impossible to save for a deposit on a home. Pray for Philip Hammond as he prepares next week’s budget. May the undetonated timebomb of Brexit have no adverse influence on his proposals, and may they give opportunities for economic growth and prosperity for young and old alike in the nation’s future.